Investment Approach and Affiliations
Investing is both a science and an
art, and it is only part of the Asset Management job. Four Seasons Financial Planning knows their
clients, their families, their businesses, and their goals. They also know their fears, that their lives
will change in ways they cannot know, and that the world is not perfect. We are as involved in their lives as they
need and wish us to be. We feel that it
is only by knowing and keeping in contact with our clients that we can be
confident we are investing their funds in harmony with their current life plan.
Investing is not a part time job –
one to be done after a day job has ended, or neglected when a child has a
raging fever, or other “crisis” must be attended to. It is also not one that should be neglected
while your “advisor” is out looking for new clients to bring to the firm. At Four Seasons Financial Planning, our
President, Shelley Hawkins, and her
staff are 100% dedicated to managing the assets of their current clients – who
they know and visit with regularly.
Four Seasons Financial Planning,
Inc. is a Registered Investment Advisory Firm.
There are no commissions, no front end or back end loads, and no
transaction fees. Our fees are based on
a percentage of the assets under management.
We structure our fees in such a manner that only by working for you, can
we work for ourselves, with the goal of earning the trust so necessary to
effective asset management. We give our
clients the freedom to do what they do very well by doing what we do VERY WELL!
Investment transactions are placed through T.D. Waterhouse Institutional Services, giving our clients all the “bells and whistles” and security of a large public firm, but with the services of a staff deeply committed to personalized management. With over 6000 mutual funds, the depth of the stock market, corporate and municipal bonds, Certificates of Deposit, and covered options, all of the tools necessary for complete money management are available to benefit our clients.